- Interest-free (0%) for all first-time USEFC Stafford Unsubsidized Loan borrowers for the first year after disbursement.
- Students are responsible for paying all the interest on Unsubsidized Stafford Loans during the in-school, grace and deferment periods.
- 0% Guarantee Fee for most students
- 3% Origination Fee Rebate
- .50% Interest Rate Reduction at Repayment
- .25% Interest Rate Reduction with Automatic Electronic Payment.
- Lender: USEFC- BK One Trustee , Lender Code: 833770
Download and Print Master Promissory Note
In Order to be eligible for the USEFC Federal Stafford Dividend Program, you must graduate from a four-year degree-granting college or university.
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