• An immediate reduced fixed interest rate of 7.9%
• 3% of your original loan amount credit against the principal*
• .25% interest rate reduction at repayment for auto debit participants
• No loan limits borrow up to the full cost of education annually
  Approval is not based on income, financial need or a debt-to-income ratio
• Delay your PLUS loan payments while your student is enrolled at least half-time, for up to four academic years.***
• Fast online application and loan processing
• Life of loan servicing at the same servicer
• Flexible repayment options
• Electronic Account Access
• Interest may be tax deductible; consult with your tax advisor
• Lender: USEFC;Lender Code: 833770
  
  Download and Print USEFC Plus Loan Application Form

* The 3% PLUS loan rebate will be charged to you in the event you obtain FFELP Consolidation Loan.

*** When you receive your repayment disclosure. If you feel that immediate repayment may cause temporary harship, you may call USEFG and apply for a temporary harship forbearance. Forbearance can be granted for no more than twelve months at a time. Therefore, if you wish to extend the forberance, you must submit a new request each year for a maximum of four academic years.