Lock in the Lowest Fixed Interest Rate in History and Reduce Your Monthly Student Loan Payments up to 50%.

By obtaining a Consolidation Loan before June 30th, 2006, you will be given a FIXED interest rate including borrower discounts as low as 3.5 percent, depending on when your variable rate student and parent loans were disbursed. Click here for more information.

EMRA Loan Consolidation Advantage

• Lower your monthly payments up to 50%
• Low fixed interest rate that will never increase
• Fixed interest rates as low as 3.5 percent with borrower benefits for the life of the loan (if you have not previously consolidated any of your loans)
• No fees or charges to consolidate
• No credit check or income verification
• No prepayment penalty
• Choice of payments: level or graduated
• Deferments in case of financial hardship or unemployment
• One convenient monthly payment
• Increase home mortgage borrowing power by reducing debt to income ratio
• Online Consolidation Loan calculator
• A single company will service your loan for the life of the loan
  Online and toll-free telephone application request
• Online completion of application
• Personal assistance with our simple one page application
  

To check eligibility or for general questions, please call our toll-free number 800-741-4704.

Mail Applications or Correspondence
To expedite the process you can send your completed and signed application directly to our processing center:

American Student Loan Consolidation Corporation
7411 114th Avenue North, Suite 314
Largo, FL 33773

E-mail: Info@EMRALoans.com